Bitcoin outperformed all currencies in 2015

If Bitcoin is treated the same as normal currencies, then 2014 can be regarded as the year of failure for this virtual currency, as its exchange rate performance against the US dollar was the worst among all currencies, with a loss of more than 57%. However, in 2015, the situation was completely different.

According to Bloomberg, Bitcoin has appreciated nearly 40% against the U.S. dollar, surpassing the Somali shilling, Gambian dalasi and Burundian franc.

Bitcoin stands out

Apart from these, blockchain technology, the underlying technology of Bitcoin, also shined in 2015 and was regarded by many as a major event in the financial industry . Blythe Masters, known as the Queen of Finance, even gave up her job as head of Barclays’ investment banking business and took over Digital Asset Holdings, a little-known company, because the company was at the forefront of the development of technology to accelerate financial transaction processing.

Today, everything in the consumer finance industry is not much different from ten years ago. "There is a high wall around the financial industry," said Anshu Jain, former CEO of Deutsche Bank, in October. "This makes it difficult for technology to enter."

But now, the walls are starting to crack. The new buzzword "financial technology" will become the industry theme next year.